Prior to this additional research, I was a fan of DSBs and letting it all sit. Now, I siphon. What surprised me even more, though, was the argument that refugiums do not really do anything, and reactors create problems if they are not properly maintained with fresh material. In the end, the only piece of equipment that is really advocated is a skimmer.
Siphoning the substrate when doing weekly/biweekly water changes + a skimmer is all that is needed, so they say. At that point, the cost of owning a reef is greatly reduced.
88g L shaped reef
150g freshwater cichlid