My opinion....

What kind of a dumb@$$ buys a fish to leave it in a bucket for 3 hours? When I buy a fish, I plan it and make sure I am rushing home to acclimate it.

Either way, GL on the outcome. I personally wouldn't give any kind of credit, then your going to have ppl thinking every time a fish dies you owe them something.... If that was the case most of the shops I have been to would be in debt with me..... Lol