OK, I'm cheap.

I didn't respond before, because I pretty much agreed with Richard. Heck, he spent several years owning a store. I spent 8 years in middle school, high school, and college working in a very large LFS (over 1000 tanks).

I buy all of my livestock from either LFS or other hobbyists.

Unless I need it now, I buy dry goods and frozen food online. I'm sorry, but when I was going through a bucket of salt every 3-4 weeks, $35, delivered, no tax was just way better than $60 plus tax locally. Frozen food is about 1/3-1/2 the cost, online, when spending $200. If I could buy it CLOSE to the online prices, I would. But, generally, I can't. I was buying salt from one LFS, and they were at first, competitive. But, they kept increasing the price by $5 each time. So, I quit buying.

As for haggling: If I know the store owner, just about never. If I don't, I'm going to try and get a deal. That's just about everywhere, including Home Depot, Best Buy, and those places that don't deal. I lose some, but I win many. I buy my cars for wholesale. We bought new living room furniture from a store that "never has sales" for about 55% of their "no haggle" sticker price.