I went ahead and took the liberty of showing the terms of use to a couple of the lawyers (Army lawyers) that I work with. And posed the question regarding the age limits on regular charter membership. Although implied in the junior membership there is nothing to prevent a minor from paying for and receiving a regular charter membership, and enjoying all of the benefits that are associated with it.

With that being said, I'm a simple guy and saw it... but perhaps I'm too simple since I'm the only one who seems to see the loophole or whatever they call it. Or it could be 15 years of dealing with Soldiers working every possible angle available to them to either get out of work or justify a particular action.

Either way, I'm through debating it. It is, as Bill would say, just a fish club. A big thank you to the folks that cleared up my question.