I have added aragonite on top of my finer sand with no ill effects because of powerheads and critters kicking up the fine stuff so you should be fine on that front. As to the other issue about not rinsing prior to putting the sand in, I did the same thing when I picked up my 150 and everything settled down fine after an initial mini-cycle, but I was only able to save enough water to keep the sand and rock wet and livestock alive... I think at this point, if you pull it out to rinse or to start over your going to cause more trouble and make whatever cycle is taking place take longer. Just my 2 cents
88g L shaped reef
150g freshwater cichlid